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February 10, 2010
Safe Mortgage Licensing Act Will Virtually Eliminate Seller Financing
The goverment namely HUD intends to eliminate seller financing as an option to sell your property on February 16th unless the seller lives in the home or becomes a licensed loan originator. The goverment is yet again bent on restricting the rights of private property owners.
January 28, 2010
As with many things in life, moderation is often best. This also applies to the length of loan terms. A moderate loan term that amortizes the loan, meaning the borrower is regularly and consistently paying down the principal balance is best
January 5, 2010
WHO TOOK MY CHEESE?
Have you lost your job? Did your business nose dive with the economic bust? Don't be ashamed if any of these things have happened to you. What is truly important is how you react to these significant changes.
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We purchase a wide variety of real estate receivables secured by most property types. We also buy business notes, annuity payments, structured settlements and lottery winnings. Call 1-866-780-2274.
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Property
Types
Receivable
Terms
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Real Estate Notes
Land Contracts
Trust Deeds
Note & Mortgage
Contract for Deeds
Trust Indentures
Deed of Trust Note
Business Notes
Annuities
Structured Settlements
Lottery Winnings
Residential Property
Multi-family
Condos
Mobile Homes with Land
Commercial
Land
Acreage
Monthly
Quarterly
Semi-Annual
Annual Installments
Amortizations to 40 yrs
Balloon Payments
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Flexible Quoting Options
We provide you with the flexibility to structure a transaction in a variety of ways. This means you get the best type of quote to suit your individual cash needs.
All examples below use the following sample cash flow:
Current balance: $60,000
Interest rate 9%
Payment amount: $482.77
Remaining Payments: 360
Full Purchase
The purchase of the receivable in its entirety. Ex. We purchase the right to receive all the remaining payments all 360 in the above cash flow.
Partial Purchase
The purchase of installments from the front end of the contract with the seller retaining installments and/or balloon payment. Ex. In the example above we could purchase the next 180 payments, leaving the remaining 180 payments for the seller, to collect or sell at a later date.
Reverse Partial Purchase
The purchase of future installments allowing the seller to continue receiving immediate installments for a specified period of time. Ex. The seller retains the next six payments. Then we purchase the remaining 354 payments.
Split Disbursment Partial
The purchase of a portion of each installment for a specified period of time and amount with the seller receiving the remainder of each installment. Ex. We purchase $200 of each payment. The remaining $282.77 is passed through to the seller.
Multiple Stage Payout
The purchase of a receivable by a guaranteed staged payout of proceeds. Future staged payments paid regardless of note performance. Ex. We purchase the full $60,000 remaining balance. The seller receives a payment of $30,000 at the time of close and another $30,000 in 28 months. (Actual pay price and time between payments will vary based on specific structure of each individual transaction).
Simultaneous Purchase
The purchase of a seller-financed receivable occurring immediately after the sale of real property.
Fast, hassle free private mortgage funding. If you are receiving payments from owner carry back financing and would like cash now for your future payments. We can help!
Fill out an online quote request, we will respond within 24 hours with the highest possible quote for your note or contract; or to speak directly with a contract buyer, give us a call toll free at 1-866-780-2274.
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Flexible Purchase Options
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Our private capital, as well our relationships with hundreds of funding sources, ensures you will receive the absolute maximum lump sum payment for your cash flow; whether that cash flow be in the form of a privately held mortgage, real estate note, business note, annuity or structured settlement. We pride ourselves in getting you the best price, whether we are negotiating the sale with another investor or buying the cash flow for our own portfolios. You will be satisfied in knowing that you have received the highest possibe price for your cash flow payments.
| Real Estate Notes |
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Residential Property
Single Family Residential
Mobile Homes with land
1-4 Multi-Unit Residential
Townhouses
Condos
We Simply Pay More
for 1st Lien Position
Real Estate Notes
Nationwide!
Land Sale Contracts
Deeds of Trust
Promissory Notes
Contract for Deeds
Private Mortgages
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| Business Notes |
Sold your business? Receiving payments? We will buyout all or part of your for 1st position business note. You get the cash you need now, while we wait to collect the payments according to the original terms.
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| Annuities & Structured Settlements |
Are you receiving payments from a court ordered settlement? Need Cash? We can help! We will assist you in converting your future payments into the lump sum of cash, you need now!
* Injury Settlements
* Divorce Liens
* Wrongful Death Suits
* Product Liability
"Our goal is to provide payment recipients nationwide with immediate funding for their current inflexible payment streams. Freeing them to use their future payments for whatever immediate cash or investment needs they may have."
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National Mortgage Note Buyers & Trust Deed Buyers
BestNoteQuote.Com/
American Contract Buyers, LLC
89796 Sea Breeze Dr.
Warrenton, Oregon 97146
Toll free: 1-866-780-CASH(2274)
503-717-0587
Fax: 503-296-2896
Hours of Operation
Pacific Time Zone
6am-6pm M-F
Copyright 2002-2010
Mortgage Note Buyers
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